My sister is sponsoring her spouse who lives outside of Canada. She has a little bit of concern over a question in the sponsor eligibility of the sponsorship form. As per the question, she can not sponsor anyone if she has late immigration loan payment.
Her situation:
Entered Canada on November 2011
Cleared all immigration loans: October 2014 (Three years)
She was 20 years old when she entered Canada.
She made some payments during the first two years (about 45%) and paid the rest in October 2014.
The question is that is she still able to sponsor her spouse?
As stated in the guide, it applies if someone has missed payments or is in arrears. In other words, if they are in default, or have failed to meet their obligation of repaying their loan they are not eligible to sponsor until they pay all arrears on the loan.
It is best if your sister contacts the Citizenship and Immigration Canada (CIC) Call Centre directly to confirm this information and to receive a response regarding her own situation.
I hope this information is helpful. Please let us know if you have further questions and if there is any follow up to your question/situation.