CPP Survival Benefits

[gohar]

i have contributed in cpp since 2006 to 2014(tax return

filed in jan.2015) period 9 years. is it eligible for

 survival benefits  or some other conditions have

to met? i am canadian citizen.

[SettlementOrgMod]

Hello,

Thank you for sharing your situation and question with us.

You can find some detailed information on CPP eligibility requirements on the Service Canada Website.

According to the Service Canada Website,

Your contributory period begins when you reach age 18 (or January 1, 1966, whichever is later) and ends when you either start receiving your CPP retirement pension, turn 70 or die (whichever happens earliest).

We use the contributory period to calculate the amount of CPP benefits that you may become eligible to receive.

The amount you get considers periods where you had zero or low earnings. A certain number of your lowest earnings years may be automatically dropped from the pension calculation under the so-called “general drop-out provision”.

You should also request the “child-rearing provision” if you had zero or low earnings because you were the primary caregiver raising your children.

Regarding Service Canada Website, according to the Allowance for the Survivor section ,

The Allowance for the Survivor is a benefit available to people who have a low income, who are living in Canada, and whose spouse or common-law partner is deceased.

Regarding Service Canada Website, according to the Survivor’s Pension section ,

The Canada Pension Plan (CPP) survivor’s pension is paid to the person who, at the time of death, is the legal spouse or common-law partner of the deceased contributor.

If you are a separated legal spouse and the deceased had no cohabiting common-law partner, you may qualify for this benefit.

We suggest that you may also want to contact Service Canada directly at:

Retirement Pension, Disability Benefits, Death Benefit, Children’s Benefits, Survivor’s Pension

Toll-Free: 1-800-277-9914

TTY: 1-800-255-4786

Callers outside Canada and the United States can call collect: 613-957-1954, Monday to Friday from 8:30 a.m. to 4:30 p.m. Eastern Time.

You can also find some additional information on other financial assistance in our Settlement.Org Will I receive financial assistance from the government when I retire? article.

I hope this information is helpful. Please let us know if you have further questions and if there is any follow up to your question/situation.

=====
Anna
Settlement.Org Content and Information/Referral Specialist, CIRS
Settlement.Org

[Roksanmagbanua]

Hi were from outside canada and weve benn approved 4 months ago and havent recieve anything .(direct deposit) weve been calling no one answering also a follow up letter . What should we do??

[SettlementOrgMod]

Hi there,

Thank you for sharing your question and situation with us.

I’m sorry to hear that no one has answered your call on Service Canada’s CPP line, unfortunately Service Canada has been experiencing high call volumes and long wait times. It may be helpful to seek insight from a lawyer familiar with this application process for advice. Steps to Justice has compiled a list of services that provide legal information and support regarding the CPP.

We hope this information is helpful, please follow up with us if you have any further questions.

Sincerely,

Your Settlement.Org team